Last updated: October 2026
At Money From Scratch (“we,” “us,” or “our”), accessible from https://mymoneyfromscratch.com/, we take the privacy of our visitors seriously. This Privacy Policy explains what information we collect, how we use it, and the choices you have.
Who We Are
Money From Scratch is a personal finance education website focused on budgeting for beginners. The person responsible for this website and for the processing of your personal data is José Pérez Rico. You can contact the owner at joseperezrico04@gmail.com or through our Contact page. More details are in our Legal Notice.
Information We Collect
Information you give us directly. If you contact us through our contact form, we receive the information you provide, such as your name, email address, and the content of your message. We use it only to answer your message, and we keep it for as long as needed to handle your request and for up to 12 months after our last contact, unless the law requires us to keep it longer.
Information collected automatically. Like most websites, our hosting infrastructure and analytics tools may automatically log some technical data when you visit, including your IP address, browser type, device type, referring and exit pages, and the date and time of your visit. We use this data in aggregate to understand how the site is used, improve its performance, and keep it secure.
Legal Basis for Processing
If you are in the European Economic Area or the United Kingdom, we process your data on the following bases: your consent (for analytics and advertising cookies, which you can withdraw at any time); our legitimate interest in operating and securing the website; and, for contact form messages, our legitimate interest in answering your request.
Cookies
We use cookies and similar technologies to operate the site, remember your preferences, understand how visitors use the website, and show advertising. Cookies that are not strictly necessary are only set after you give your consent through our cookie banner, where you can accept, reject, or customize each category (necessary, functional, analytics, and advertising).
For a full list of the cookies used on this website, their purposes, and how to manage them, see our Cookie Policy.
Analytics
We use Google Analytics, implemented through Google Site Kit, to understand how visitors use the site, including which pages are read, how long visitors stay, and where traffic comes from. Analytics cookies are only set if you accept them. You can also opt out using the Google Analytics opt-out browser add-on.
Advertising
Money From Scratch may display advertisements served by Google AdSense. Google and its advertising partners may use cookies and similar technologies to provide, personalize, and measure ads, including ads based on your visits to this and other websites. Where required, these cookies are only set if you give your consent. If you reject them, you may still see ads that are not personalized.
You can learn more about how Google uses information for advertising on Google’s Advertising Privacy & Terms page, and you can manage your ad personalization in Google’s Ads Settings. You can also change or withdraw your cookie consent at any time using the cookie settings button on this website.
Third-Party Services and International Transfers
We use third-party services, such as Google (analytics and advertising) and our hosting provider, which may process data on our behalf or on their own account. Some of these providers may process data outside your country, including in the United States. This Privacy Policy does not cover the practices of those third parties, and we recommend reviewing their own privacy policies.
Your Data Protection Rights
Depending on where you live and which privacy laws apply to you (for example, the GDPR in the European Economic Area or state privacy laws in the United States, such as the CCPA in California), you may have the right to:
- Access the personal data we hold about you
- Correct inaccurate or incomplete data
- Delete your personal data, under certain conditions
- Restrict or object to our processing of your data
- Receive a copy of your data in a portable format
- Withdraw your consent at any time, where processing is based on consent
To exercise any of these rights, contact us through our Contact page or at joseperezrico04@gmail.com. We will respond within the time required by applicable law. We do not sell your personal information in exchange for money. If you are in the European Economic Area, you also have the right to lodge a complaint with your local data protection authority.
Children’s Privacy
Money From Scratch is not directed at children, and we do not knowingly collect personal information from children under 13 (or under the higher age required by the law of your country). If you believe a child has provided us with personal information, please contact us and we will delete it.
Changes to This Policy
We may update this Privacy Policy to reflect changes to our practices, services, or legal requirements. Any changes will be posted on this page with an updated “Last updated” date.
Contact Us
Questions about this Privacy Policy? Please contact us through our Contact page or at joseperezrico04@gmail.com.