In compliance with transparency principles for information society services, the following information identifies the party responsible for this website:
- Website name: Money From Scratch
- Domain: mymoneyfromscratch.com
- Owner: José Pérez Rico
- Location: Texas, United States
- Contact email: joseperezrico04@gmail.com
Purpose of This Website
Money From Scratch is an educational blog focused on personal budgeting and money management for beginners. The content published on this site is for general informational purposes only and does not constitute professional financial advice. For more details, please see our Terms of Service and Privacy Policy.
Advertising
This website may display advertising, including ads served by Google AdSense. Advertising does not influence the content of the articles. For more information about cookies and advertising, see our Cookie Policy.
Intellectual Property
The text, calculators, templates, and original materials published on this website are the property of the owner and are protected by applicable intellectual property laws. Some images are used under the license of the platform they come from, or were created with AI tools. Reproduction, distribution, or public communication of the original content, in whole or in part, without prior written authorization is prohibited.
Links to Third-Party Websites
This website may contain links to third-party websites, apps, or services. The owner is not responsible for the content or practices of those third parties.
Limitation of Liability
The owner of this website is not responsible for any decisions made by users based on the information published here. The content is general and educational in nature and does not replace personalized advice from a qualified financial professional.
Applicable Law and Jurisdiction
This legal notice is governed by the laws of the State of Texas, United States, without prejudice to any mandatory consumer protection rules that may apply in the user’s country of residence.
Last updated: September 2026.