Last updated: July 2026
Welcome to Money From Scratch. These Terms of Service (“Terms”) govern your use of the website mymoneyfromscratch.com (the “Site”). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site.
Use of the Site
Money From Scratch provides educational content related to personal budgeting and money management for informational purposes only. You agree to use this Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use of the Site.
Not Financial Advice
The content published on this Site is for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. We are not licensed financial advisors, accountants, or attorneys. You should not rely on any information on this Site as a substitute for professional advice tailored to your individual circumstances. Always consult a qualified professional before making financial decisions.
Intellectual Property
Unless otherwise stated, Money From Scratch and/or its licensors own the intellectual property rights for all material on this Site. All intellectual property rights are reserved. You may access this from the Site for your own personal use, subject to restrictions set in these Terms.
You must not:
- Republish material from this Site without prior written consent
- Sell, rent, or sub-license material from this Site
- Reproduce, duplicate, or copy material from this Site for commercial purposes
- Redistribute content from this Site, unless the content is specifically made for redistribution
External Links
Our Site may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites, and we are not responsible for their content or privacy practices.
Affiliate Disclosure
Some links on this Site may be affiliate links, meaning we may earn a small commission if you click through and make a purchase or sign up for a service, at no additional cost to you. We only recommend products or services we believe may be useful to our readers. This does not influence the objectivity of our content.
Limitation of Liability
Money From Scratch will not be held liable for any indirect, incidental, or consequential damages arising from the use of, or inability to use, the information provided on this Site. All content is provided “as is” without warranties of any kind, either express or implied.
Changes to These Terms
We reserve the right to revise these Terms at any time. By using this Site, you are expected to review these Terms on a regular basis so that you are aware of any changes, as they are legally binding.
Governing Law
These Terms will be governed by and interpreted in accordance with applicable laws, and any disputes relating to these Terms will be subject to the jurisdiction of the courts.
Contact Us
If you have any questions about these Terms of Service, please contact us through our Contact page.