In compliance with transparency principles for information society services, the following information identifies the party responsible for this website:
- Website name: Money From Scratch
- Domain: mymoneyfromscratch.com
- Owner: José Pérez Rico
- Location: Sevilla, Spain
- Contact email: joseperezrico04@gmail.com
Purpose of This Website
Money From Scratch is an educational blog focused on personal budgeting and money management for beginners. The content published on this site is for general informational purposes only and does not constitute professional financial advice. For more details, please see our Terms of Service and Privacy Policy.
Intellectual Property
All content published on this website, including text, graphics, logos, and images (unless otherwise credited), is the property of Money From Scratch or is used under appropriate license, and is protected by applicable intellectual property laws. Reproduction, distribution, or public communication of this content, in whole or in part, without prior written authorization is prohibited.
Limitation of Liability
The owner of this website is not responsible for any decisions made by users based on the information published here. The content is general and educational in nature and does not replace personalized advice from a qualified financial professional.
Applicable Law and Jurisdiction
This legal notice is governed by Spanish law. Any dispute arising from the use of this website will be subject to the competent courts, without prejudice to any mandatory consumer protection rules that may apply in the user’s country of residence.
Last updated: July 2026.